Chattel mortgage and lease finance for brand new trucks, Australia wide. We work alongside partnered finance brokers who take your deal to the lenders that actually fund new rigid trucks and body builds, compare the structures properly, and manage settlement through to delivery — at no cost to you.
The most common structure for Australian businesses buying a new truck. You own the asset from day one, the lender takes security over the truck, and the GST on the purchase price can generally be claimed in your next BAS. Terms typically run one to seven years with an optional balloon to keep repayments lower. Arranged through our partnered finance brokers.
The lender owns the truck and leases it back to you over a fixed term. Repayments are usually treated as an operating expense, which suits operators who want predictable monthly costs and a residual at the end of term rather than ownership up front. Our partnered finance brokers compare lease products across multiple lenders.
New ABNs and owner-drivers without full financials can still get funded, usually with a deposit or a property-backed application. Our partnered finance brokers tell you up front what a lender will want to see instead of letting an application get declined.
Buying more than one unit, or replacing gear on a rolling cycle? Our partnered finance brokers structure master limits and pre-approvals so the next chassis can be ordered without starting the paperwork from scratch.
General information only — not financial advice. Linq Auto is not a credit provider; finance is arranged through partnered, licensed finance brokers. Structures, GST treatment and deductions depend on your circumstances, so confirm with your accountant.
GVM class, body type, deposit and any trade-in. We work out the realistic all-up cost of the build, not just the chassis price.
Our partnered finance brokers take your application to the banks and asset financiers that actually write new truck deals, then compare rate, term, balloon and fees side by side.
Your broker explains what each option costs over the full term in plain language. No pressure, no jargon, no obligation.
We coordinate the broker, the lender, the dealer and the body builder so finance settles when the truck is actually ready to hand over.
Nothing. We work for you at no cost to you — our fee comes from the supply side of the transaction, not from your pocket.
Yes. Tipper bodies, pantechs, tautliners, cranes, trays and hook lifts are normally financed together with the chassis as one asset, so you have one repayment covering the finished truck.
Not always. Established businesses with good financials can often fund the full amount. New ABNs, first-time owner-drivers or unusual builds may need a deposit or additional security.
Yes. We value the truck you are replacing and apply that equity against the new build, which reduces the amount financed.
Straightforward applications with financials on hand are often approved within a couple of business days. Low-doc and complex structures take longer, which is why we start finance early rather than after the truck is built.
Send through the build you have in mind and we will come back with supply options and finance structures from our partnered brokers side by side.